Foreclosure Delay and Prevention

 

If you are facing foreclosure, Legal Aid may be able to help. Call us at 1-877-777-6152, or provide an online intake.

If you are facing foreclosure, you are not alone.  The COVID-19 pandemic has impacted many households. Across New York State, people are still facing foreclosure due to job loss, disability, high medical bills, divorce or separation, and other reasons.

We seek to help qualifying individuals and families remain in their homes, by preventing or delaying mortgage foreclosures and property tax foreclosures.

We can also help tenants who are facing eviction because of a landlord’s foreclosure.

 

Who May Qualify?

We serve low and moderate-income people in the following counties: Broome, Chenango, Delaware, Herkimer, Jefferson, Lewis, Madison, Oneida, and Otsego.
 

 Did You Know?

• Mortgage foreclosures in New York State must go through court.

• In court, you have the right to a settlement conference.

• You may qualify for a loan modification to make your mortgage payments more affordable.

• Bankruptcy may help you delay or stop foreclosure.

• You don’t lose your rights as an owner until your home is sold at auction.